An exceptional income-producing opportunity in Springfield's Commercial Street Historic District, already generating revenue with tenants in place. The ground-floor commercial space and the fully furnished second-floor loft are both leased and producing income today. The third floor loft is currently owner-occupied and offers a new owner immediate upside: keep it as a residence, lease it long-term, or run it as a licensed nightly short-term rental. Each floor is separately metered, giving three distinct income streams under one roof and the flexibility to configure leasing however the numbers work best.This three-story red brick landmark dates to the 1886 to 1891 railroad era and was taken to the studs and rebuilt in 2012, with thoughtful updates since. The ground floor is zoned commercial: a storefront with recessed entry, display windows, soaring ceilings, exposed brick, chandelier lighting, and luxury vinyl plank flooring, plus a back office, private bath, and rear entry room with laundry hookups. Both residential lofts feature exposed brick, soaring ceilings, hand-carved imported woodwork, custom gas fireplaces, granite and reclaimed wood kitchens, and bedrooms with private baths and custom tile showers. The second floor adds a walk-in closet and a dramatic half-moon window over C Street; the third floor is crowned by a copper-accented fireplace and floor-to-ceiling windows.Steps from the Savoy Ballroom, Cafe Cusco, Lindberg's Tavern, and a walkable mix of restaurants and boutiques, with the restored 1902 Jefferson Avenue Footbridge and a new 42-unit development driving daily foot traffic. Reserved rear parking and street parking out front. Character, flexibility, and multiple income streams in one of Springfield's most storied districts.